The Community Foundation does not have hard rules about what is considered “enough” financial need. It is true that scholarships that consider financial need will compare the applicants to each other to determine the highest financial need among multiple factors. That being said, those scholarships still consider all the other eligibility criteria. When a scholarship takes financial need into consideration, that does not mean that financial need will be the only determining factor in the selection process.
If an applicant meets the eligibility criteria for a specific scholarship, they should apply, regardless of their financial status.